Wise

Wise is a money transfer and multi-currency account provider headquartered in London. Taavet Hinrikus and Kristo Käärmann founded it in 2011. In May 2026 Wise Group plc moved its primary share listing from London to the Nasdaq and kept a secondary listing in London, the company itself remains based in London.

Features

• International transfers at the mid-market exchange rate with the fee shown upfront
• Multi-currency account holding balances in more than 50 currencies
• Debit card for spending abroad
• Business account for companies with international payments

Good to know

Wise is built around account-to-account transfers. Fees depend on the currency pair, the amount and the payment method, which is why the quote shown before sending is the number that counts. Wise is publicly listed, and no shareholder holds a majority of the shares.