Scalable Capital

Scalable Capital is a German investment platform and bank headquartered in Munich. Erik Podzuweit, Florian Prucker, Adam French and Stefan Mittnik founded it in 2014, and it started as a robo-advisor in 2016. Since 2025 its banking subsidiary, Scalable Capital Bank GmbH, has held a full banking licence from the European Central Bank. By August 2026 it reported more than one million clients and more than 60 billion euros in assets.

Features

• Scalable Broker for self-directed trading in stocks, ETFs, funds and crypto, from 1 euro
• Scalable Wealth, which invests automatically for the client
• Savings plans, overnight and fixed-term accounts, credit and an account for kids
• Operation of the European Investor Exchange together with Börse Hannover

Good to know

Scalable Capital is active in Germany, Austria, France, Italy, Spain and the Netherlands. Costs differ between the broker offers, so check the current price list for the way you trade. Investors include BlackRock, HV Capital and Tencent, and none of them holds a majority.