Trade Republic

Trade Republic is a German bank and neobroker headquartered in Berlin. Christian Hecker, Thomas Pischke and Marco Cancellieri founded it in 2015, the app launched in 2019, and in 2023 it received a full banking licence from the European Central Bank. According to its press release of December 2025, it has more than 10 million customers who manage 150 billion euros, and it has been profitable for three years.

Features

• Savings plans and trading in stocks, ETFs and bonds
• Private markets, a crypto wallet and interest on cash balances
• Savings accounts for children and a payment card
• Localised offers in Germany, France, Italy, Spain, the Netherlands, Austria and Poland

Good to know

The app is built for beginners, and 70 percent of its customers say they invested for the first time with Trade Republic. Interest rates and fees change, so the current terms for your country matter. Trade Republic is backed by Founders Fund, Sequoia, Accel, TCV and Thrive Capital and was valued at 12.5 billion euros in a secondary round in December 2025. No investor holds a majority.